Rates as of Wednesday, November 13, 2019

Product DescriptionPointsInterest RateAnnual Percentage RatePayments
Conventional Rate Mortgage Loans
30 Year 0.0003.625%3.807%Show Payments and Rates
15 Year0.0003.250%3.460%Show Payments and Rates
30 Year0.0003.250%3.991%Show Payments and Rates
VA 30 Year Fixed0.0003.250%3.435%Show Payments and Rates
Kentucky Housing

Mortgage rates are updated daily and are based on several assumptions and conditions. Your loan's interest rate will depend on the specific characteristics of your loan transaction and your credit profile.

All rates are believed to be accurate but cannot be guaranteed and are subject to change without notice. Please call to get the most current rate.

APR = Annual Percentage Rate.  The APR includes costs to obtain a loan.  Fees are an estimated cost, which may vary from loan to loan and result in a varying APR as well. The APRs are not inclusive of all closing costs and do not include points, pre-paid interest or escrow items.

The estimated monthly payments above are for principal and interest only. Payments do not include amounts for private mortgage insurance, taxes and insurance premiums. Actual loan terms may be different as prepaid finance charges and closing costs vary.    The Annual Percentage Rate (APR) and monthly payments listed above are based on the following:

- Minimum median credit score of 740
- The purchase or refinance of a single family, primary residence
- Loan amount of $150,000
- A 45-day rate lock-in period

Minimum down payment requirements and other restrictions may apply. Closing costs may vary. Contact Central Bank Mortgage for details.

We also offer many other loan types. For more information on loans in your area, please call (859) 253-6001.

To track current rates, click here.

Click here to start a Pre-qualification with a specific market or loan officer.